Ryan Joneson, Author at GlassJar Accounting Software

Ryan Joneson

Is Cost of Goods Sold an Expense? COGS vs Operating Expenses

COGS is an expense, but it sits above gross profit for a reason. The test that sorts direct costs from overhead, the ambiguous cases, and what misclassifying one line does to your margin.
Retained Earnings: Debit or Credit, and How to Calculate It

Retained earnings is an equity account, so it normally carries a credit balance. When it gets debited, why it is not the same thing as cash, and the formula that ties it together.
Cash Flow Statement Generator

A cash flow statement explains the gap between the profit on your P&L and the money in your bank account. This one builds it from what you already have, which is two balance sheets and a net income figure, instead of asking you to work out how every account moved first. Enter the beginning and ending balances and it computes the changes, applies the signs, and produces a statement of cash flows using the indirect method. Then download it as a PDF, Excel, or CSV file. Everything runs in your browser, so your figures never leave your computer.The cash flow…
Switching From Sole Proprietor to LLC: The Bookkeeping Checklist

An LLC only separates you from the business if the money and records are separated too. The bookkeeping steps that make the switch real, from the new EIN to the opening entry.
What to Look for in a QuickBooks Alternative: 10 Things to Check

Ten criteria for judging any QuickBooks replacement: screens per transaction, bank feeds, tags, saved reports, budgets, real pricing, bill management, and support.
Gross Margin vs. Markup: Which Number Should Set Your Prices

Markup and margin measure different things, and confusing them is what turns a profitable-looking price into a loss. Here is how to convert between them and which number should set your price.
Overtime Calculator

Free overtime calculator. Enter your hourly rate and hours to get overtime pay at time and a half or double time, using the weekly or daily rule you set.
How Much Does a Bookkeeper Cost in 2026?

Most small businesses pay $300 to $1,500 a month for bookkeeping in 2026. What sets the price, what is included, what costs extra, and when doing part yourself pays.
Timesheet Template

Free timesheet template that does the math for you. Enter clock in and clock out times and get hours, overtime, and pay for one person or a whole crew.
What to Check in a Xero Alternative Before You Switch

Ten things to confirm before leaving Xero: total cost with add-ons, entry-plan limits, reporting, budgets, bill management, permissions, and support.